Biblical first Insurance Policy

Noah's Ark

The story of Noah and the Ark can be viewed as a symbolic representation of the very essence of life insurance: concerns against the unknown in life. God told Noah to construct an ark to rescue himself, his wife and family and every pair of animal from a flood that would destroy all the world’s life. Though Noah did not know when the flood would occur or how it was going to happen, he built the ark.

In this context the ark is the first ‘insurance policy’ Here’s how the story aligns with the principles of life insurance:

1. Preparedness for the Unknown

Just as Noah had to construct the ark for a flood no one could imagine, life insurance is preparation for something no one can anticipate. No one can predict when something bad will happen – it could be an injury, sickness, or even a death, however, life insurance enables us prepare for these unfortunate circumstances as much as is possible.

2. Protection against catastrophic events 

It may be recalled that the ark was built to be Noah’s safe haven from a flood that would have consumed him and his family. As with life insurance, you want to know that your family is going to be taken care of if you pass on suddenly or if you are faced with a critical illness. If not for this ‘ark,’ your loved one is likely to suffer additional and rather unimaginable financial hardship.

3. An Invitation to Protection – But Not All Will Come

Likewise, life insurance is prepared and constructed for anyone just like the construction of the ark was prepared for anyone who would listen and get on the ark. But the majority do not seize the chance, the same as people who listened to Noah’s message did not join him. Rejection of the ark exposed them to the flood unprotected, similarly with insured delay or rejection, the families will be left frivolous in case something happens. The party being invited to be protected is present, although the action is left to the party to make that decision.

4. A Gift to Future Generations

We see Noah did not only build the ark for himself, but for generations of life on earth to be saved. In the same way, it can work as a way to guarantee that your family is financially protected even after you are gone, helping your children and grandchildren. It is an opportunity to create a legacy beyond the grave, to provide for them financially when they are in dire need.

5. Unseen Risks

Noah constructed the ark not that he was in the exact knowledge of when flood would occur but because he knew the hazard. Life insurance works in the same way: One cannot be certain of what will happen tomorrow but one can prevent their families being financially wiped out.

6. How God Provided through Insurance

In the story of Noah, the ark was provision by God to save Noah and his family. Life insurance is just the same it offers a safety net financially during calamities to ensure that your dependents are well taken care of. It’s not a case of fearing for the worst, but being wise and ready for anything that life can throw at you.

All in all, Noah built the Ark not only as a vessel, but as a provision so that he would save his own family and his future generation. Life insurance does not make people sit and wait for a tragedy; it is about being prepared for anything and safeguarding your family. While Noah’s invitation to safety was rejected by many, life insurance offers the same opportunity today: It’s to give protection, comfort and security to all those dependent on you as life is uncertain.

People who decide to have life insurance are like those who accepted Noah’s invitation to enter the ark – measures that offer your family a protection against the worst of the storm that may be coming your way. Lastly, preparation of the ark saved Noah’s family and life insurance saves your family from financial ruin.