BEYOND WHATSAPP: Why Funeral Covers Beat Community Fundraisers

We've all been there: a sad announcement, then the flurry of a new WhatsApp group. "Please contribute for So and So's funeral. It's a knee-jerk reaction, and it comes from a good place.

But let's think about it: is it really the best way?


  The Cold, Hard Truth About Funeral Costs

• Funerals aren't cheap. From caskets to catering, it adds up faster than you think.

• When you're grieving, money should be the last thing on your mind.


       Why WhatsApp Groups Fall Short

1. Unpredictable: You're relying on the generosity of others. What if not enough people donate?

2. Donor fatigue: People get asked to contribute to so many things. It gets tiring.

3. Social pressure: "Do I have to donate?" It creates awkward situations.

4. Administrative headache: Keeping track of donations is a nightmare when you're already stressed.

5. Community strain: The same group of people are consistently asked to give, and this places a high economic strain on those communities.

6. Dignity: Constantly asking for handouts can be undignified for the family.


     Funeral Cover: A Smarter, More Sustainable           Solution

Think of it as a safety net. You pay a small amount regularly, and when the time comes, the funeral costs are covered.

A) Peace of mind: No more worrying about how you'll pay for everything.

B) Affordable: You can find policies to fit your budget.

C) Quick payout: Claims are usually processed fast, so you get the money when you need it.

D) Dignity: You can give your loved one a proper farewell without begging for help.

E) Planning ahead: You know the money will be there.


   Let's Be Real: It's About Responsibility

- We all want to support our communities. But relying solely on WhatsApp groups isn't a long-term solution.

- Funeral cover is about being responsible and taking care of your family.

-  It eliminates the constant need to ask for help.

-  It allows for a dignified farewell.

-  It's about giving your loved one the send-off they deserve, without adding financial stress to an already difficult time.

-  Let's shift from reactive fundraising to proactive planning.


In addition to yourself, you should also consider getting funeral cover for your elderly parents.

It's not about wishing for the worst. It's about being prepared for the inevitable. By getting funeral cover for your parents, you can help them avoid the financial burden of a funeral, and you can also ensure that they have a dignified send-off.


Would you like help choosing an affordable funeral or life cover that suits your needs?

Comments

Post a Comment

Popular posts from this blog

Am insured in Heaven

It is quite rational to think that one’s life is insured in heaven, but life insurance on the earth has quite a different function – It’s not being negative or wishing for something bad to happen but preparing for the unforeseen circumstances that can take place in the world. As with other aspects in life (purchases such as a home, a car or education) there is preparation through buying life insurance to ensure that people who rely on us are not left financially vulnerable in case of any tragedy befalling us. Taking life insurance is a way towards ensuring that our loved ones are taken care of at our expense. It’s love and an act of courtesy. It is not about preference for death but keeping an eye on the financial burden if anything happens. It's like an umbrella, it can't stop the rain but will shield you from getting soaked. Insurance doesn't prevent life's unnecessities but will provide protection when it happens. It offers a peace of mind, you don't know when a ...
Read more

Relying on your workplace Insurance?

Insurance offered by your employer, for instance, group life or health schemes, come with an employee’s contract. Usually, the coverage is available while working in the position, but if you quit, are fired or get laid off, the coverage ends. This becomes a huge risk if for instance, you are earning a living from your job and you get diagnosed with a life threatening disease such as cancer.   Here’s how it affects you:   1. Loss of Coverage: Once you are jobless, the group life policy ceases and you are without insurance protection at the time when you may need it most.   2. Difficulty Getting New Insurance: If you are diagnosed with a critical illness, it becomes difficult, or you may be denied individual life or health insurance or have to pay an arm and a leg for it.   3. Financial Strain: Without insurance, all costs that are incurred in treating you or paying for bills, go directly to your pocket which is always unfavorable for you. ...
Read more

Biblical first Insurance Policy

Noah's Ark The story of Noah and the Ark can be viewed as a symbolic representation of the very essence of life insurance: concerns against the unknown in life. God told Noah to construct an ark to rescue himself, his wife and family and every pair of animal from a flood that would destroy all the world’s life. Though Noah did not know when the flood would occur or how it was going to happen, he built the ark. In this context the ark is the first ‘insurance policy’ Here’s how the story aligns with the principles of life insurance: 1. Preparedness for the Unknown Just as Noah had to construct the ark for a flood no one could imagine, life insurance is preparation for something no one can anticipate. No one can predict when something bad will happen – it could be an injury, sickness, or even a death, however, life insurance enables us prepare for these unfortunate circumstances as much as is possible. 2. Protection against catastrophic events  It may be recalled that the ark was buil...
Read more